This Privacy Policy outlines guidelines governing how we collect, use, share, and safeguard your information. By using this website, you agree to the practices described herein. We may update this Privacy Policy periodically, so please review it regularly. Unless otherwise defined herein, capitalized terms will have the meanings assigned to them in our Terms of Use (the “Terms”).
Information We Collect
To access our Website and certain Services, you may be asked to register and provide specific Personally Identifiable Information ("Personal Information"). We also gather Personal Information through general use of our Services, as well as from third-party websites and services. “Personal Information” includes details that can be directly linked to an individual or entity. Examples of Personal Information we may collect include your name, address, phone number, email address, date of birth, and other personal data or activity-related information, such as location.
We may also collect Personal Information through third-party platforms (e.g., Facebook, Twitter, Google). By using these platforms to register or log in, you authorize them to share specific profile details with us in accordance with this Privacy Policy. While providing Personal Information is voluntary, opting not to share it may prevent us from registering you or offering certain features of the Site and/or Services.
Additionally, non-personal information may be automatically collected during your use of the Website, including data on your IP address, geo-location, device type, browser type and language, or operating system. We may work with third-party contractors to gather and aggregate this information. For further details, see the Cookies section.
GLB Act Compliance
In line with the Gramm-Leach-Bliley Act, 15 U.S.C. 6802 (the “GLB Act”), this Privacy Policy also serves as both your initial customer relationship notice and annual “Privacy Notice” as defined by the GLB Act. If you wish to opt out of sharing your Personal Information with third parties for marketing purposes, please email us at [email protected].
How We Safeguard Your Information
If you choose to provide Personal Information, it may be used by and/or shared with trusted third parties to market products and services that may be of interest to you. We reserve the right to share, rent, sell, or otherwise disclose your information with or to third parties in compliance with applicable laws and as outlined in this Privacy Policy.
These third-party businesses may include, but are not limited to, providers of services and applications for functions such as lookup and reference, data verification, suppression and validation; email marketing; direct marketing; wireless service provision; and telemarketing. Information we collect may be added to our databases and used for future communications, including instant messaging, telemarketing, SMS text messaging, email, or postal mailings about site updates, new products and services, upcoming events, or the status of orders or loans placed online.
By using this website, you agree that we may contact you in any manner described in this section, even if your phone number is on a do-not-call registry or similar list.
We may also employ other companies or individuals to carry out certain functions on our behalf. These may include sending direct or electronic mail, removing duplicates from customer lists, analyzing data, and providing marketing insights. These agents have access to user information only to perform their tasks on our behalf and may not use it for their own marketing.
Furthermore, we may disclose your Personal Information as required by law, such as to comply with a subpoena or other legal processes. By submitting your information on the site, you agree to receive mobile marketing, including SMS Messages, from us and our third-party affiliates, advertisers, and marketers. Depending on your mobile carrier and plan, charges may apply for such SMS Messages, for which you are solely responsible. By providing your information, you confirm you are at least 18 years old and the owner or authorized user of the device that will receive these messages and that you approve any applicable charges.
If you wish to stop receiving SMS Messages from specific senders, you can opt-out by texting "STOP" or "OPT-OUT" as directed in the message. Even if your mobile number is listed on state or federal do-not-call registries, we reserve the right to contact you via SMS Messages. Additionally, by registering or using this site, you agree that your actions constitute an inquiry or application under the Amended Telemarketing Sales Rule (16 CFR 310 et seq., as updated). This means that, even if your phone number is listed on the Federal Trade Commission’s Do-Not-Call List, we may still contact you for telemarketing purposes as permitted by the Rule.
Additional Information Sharing
We may also disclose your information:
In the event of a business restructuring, such as a merger, acquisition, or sale of all or part of our assets, your personal information may be transferred as part of those assets.
Information Collection by Third Parties
This website is dynamically generated and may feature third-party advertising. Our Website may display third-party advertisements and links. These third parties may use cookies or tracking tools to gather anonymous data. We are not responsible for their practices. Once you leave our Website, their Privacy Policy will apply.
Opt-Out Rights
You have the right to opt out of receiving communications from us or our affiliated third parties by choosing not to submit your information. If contacted by any third parties, you may inform them directly of your preferences regarding their use and sharing of your data, as well as your choice to opt out of additional offers from them or any other parties with whom we have shared your information.
To opt out of further email communications related to this Site, please send a written request via email to [email protected]. However, please note that opting out of promotional communications does not apply to service-related messages, such as account or order notifications.
Cookies FAQ
Q: What Are Cookies? A: Cookies are small text files placed on your computer by a web server when you visit a website. These cookies enable certain features of the website, such as keeping you logged in, remembering your preferences, and displaying content relevant to your interests.
Q: What kind of information do cookies contain? A: We use various types of cookies, each containing different types of information:
Q: How can I turn off cookies? A: You can disable cookies by adjusting your browser settings. Please note that disabling cookies may affect certain functionalities of the website.
Updating or Correcting Your Information
You can view the information you provided during registration and make corrections to any inaccuracies. To request access, or to update or amend your personal information, please contact us at [email protected].
We will retain your information for as long as your account remains active or as necessary to provide services. If you wish to cancel your account or request that we stop using your information to provide services, please contact us at the above email address. We may retain and use your information as needed to comply with legal obligations, resolve disputes, and enforce agreements.
Use of the Website by Children
We do not knowingly collect personally identifiable information from children under the age of 18. If you become aware that a child under 18 has registered without parental consent, please notify us immediately.
